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Home Mortgage Definitions and Factiods
Home Mortgage Definitions 4
Co-Borrower:
A party who signs the mortgage note along with the primary borrower, and who also shares title to the subject real estate.
Collateral:
Property pledged as security for a debt. For example, real estate that secures a mortgage. Collateral can be repossessed if the loan is not repaid.
Combined Loan To Value (CLTV):
The mathematical relationship between the total of all loan amounts (first mortgage plus subordinate liens) and the value of the subject property.
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Home mortgage loan types
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